Second Chance Finance (or Bad Credit Loans) is a flexible secured loan product for those with bad credit or difficult applications.
Perhaps you are new to Australia, or missed a few bills, maybe you missed some repayments, been bankrupt, or just unlucky.
Sure, some people deserve another chance but a careful assessment must be done before a finance company will take that risk.
Many applicants reading this may already have been declined or knocked back elsewhere. If this is the case don’t despair. We have experienced consultants with specialist training for these types of scenarios.